- Purchase today and pay it off over time
- Payment options suited to your budget and lifestyle
- There is no penalty if you choose to pay out your plan early
- Interest is only calculated on any outstanding balance at the end of the purchase payment plan and is never backdated
What is Interest Free?
With any of these plans, you won't pay any interest, provided you pay the full balance of the purchase before the end of the plan.
Terms of Interest Free
You need to make a minimum payment each month.
Remember, paying only the minimum will not pay out the balance of the plan but you have the flexibility to make extra payments at any time.
$1000 minimum spend.
Offer available in stores only.
0% Interest Payment Plans Terms and Conditions
*Approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. An $8.95 per month service fee applies (for amounts over $10.00) . At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.